Skip to content

Prescription Drug Plans

Get help paying for some of your prescription drug costs

A Prescription Drug Plan is an optional benefit available to all Medicare beneficiaries. Talk with a real agent to see how it may fit your situation.

+1 972-440-1022 Mon–Fri 9–6 · Sat 10–5
Pharmacist speaking with an older woman at a pharmacy

Annual Medicare Open Enrollment

October 15 – December 7

Review your health and drug coverage

Each year, you can review your Medicare coverage and make changes during this period. Your plan must receive your enrollment request by December 7 for changes to take effect on January 1 of the following year.

Your options depend on your current coverage.

Change your Medicare Advantage plan

Join, leave or switch Medicare Advantage plans, with or without prescription drug coverage.

Explore Advantage plans

Change your drug plan

If you have Original Medicare, you can join, leave or switch a separate Medicare drug plan (Part D).

Explore drug plans

Change how you get coverage

Move from Original Medicare to Medicare Advantage, or return from Medicare Advantage to Original Medicare.

Compare your options

Returning to Original Medicare? You may need a separate drug plan. Medigap has its own enrollment rules.

Source: Medicare.gov — Open Enrollment

Overview

What a Prescription Drug Plan is

A Prescription Drug Plan is an optional benefit available to all Medicare beneficiaries. It offers help to pay for some prescription drugs.

This is a general description. The specific drugs covered, plan tiers, and costs depend on the plan you choose and where you live — one of our agents can walk you through what's available to you.

How It Works

A simple way to think about this benefit

Prescription Drug Plans are optional and available to all Medicare beneficiaries — here's the general idea of how it helps.

01

It's optional

No one is required to enroll in a Prescription Drug Plan — it's a benefit you can choose to add.

02

It's available to everyone on Medicare

Any Medicare beneficiary can look into this benefit, regardless of which other Medicare plans they have.

03

It helps with some drug costs

The plan offers help to pay for some prescription drugs — an agent can explain what that could mean for you.

Who It's For

Any Medicare beneficiary who wants help with drug costs

Because this benefit is available to all Medicare beneficiaries, it may be worth exploring if you qualify for Medicare under one of these conditions:

65+

Age 65 or older

The most common path to Medicare eligibility.

<65

Qualifying disability

Under 65 years old with a disability that qualifies for this insurance.

ESRD / ALS

Specific diagnoses

Diagnosed with End-Stage Renal Disease or Amyotrophic Lateral Sclerosis.

Some rules and conditions apply depending on your situation. For more information, communicate with our agents.

Older woman and her son checking a closed medication organizer

Ready to talk it through?

Speak with an agent about Prescription Drug Plans

One of our agents can answer your questions and help you see how this benefit fits alongside your other Medicare choices.

Frequently Asked Questions

Common questions about enrolling

Have your red, white and blue Medicare ID card ready when you enroll. If you don't have such a card available, contact the Social Security Administration (SSA) at 469-777-2123 (TTY). Ask SSA for the name on your records and the effective dates of Medicare Parts A and B. Before you begin, make sure you have this information: Postal Code, Medicare number, your Last Name and Date of Birth.

See All FAQs

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.